The regulations on elderly care services of Shenzhen Special Economic Zone, which has attracted much attention, was published in full on November 8 and is planned to be implemented from March 1 next year to provide legal protection for Shenzhen's "ready and old".

It is worth noting that long-term care insurance will be collected in Shenzhen from October 1, 2021. The disabled elderly will reduce the family burden and better realize "protection for the elderly". Since then, Shenzhen people also have "the sixth social insurance" other than pension, medical treatment, industrial injury, unemployment and childbirth.

Note: the payment standard of long-term insurance in developed countries is 1% - 2% of the average monthly salary, but in the principle of not affecting the business environment and not increasing the burden of enterprises and individuals, Shenzhen is only 0.1%. According to the calculation of the average monthly salary of on-the-job personnel in Shenzhen in 2019, only 10.6 yuan needs to be paid a month. In other words, workers in Shenzhen have changed from "five insurances and one fund" to "six insurances and one fund". Remember and remind your boss!

01. The premium shall be paid at 0.1% of the average monthly salary of employees

Shenzhen is a young city, but with the early builders coming to Shenzhen almost stepping into the ranks of the elderly at the same time, Shenzhen is facing the "blowout" pension pressure. According to statistics, about 300000 of the registered residence elderly in Shenzhen, plus the permanent resident population, exceed 1 million. Among the registered residence, more than 8500 were middle-aged and disabled elderly, aged 60 to 79, and nearly 40 thousand were elderly people over 80 years old. It is urgent to solve the nursing problems of disabled and elderly people.

The establishment of long-term care insurance system is one of the highlights of this legislation, which is mainly an institutional arrangement to provide care security and economic compensation for the insured when they lose the ability of daily living and get sick in old age. The insurance system has been pilot in many cities in China. Compared with other pilot cities, Shenzhen has expanded the scope of insured persons. In addition to employing units, Shenzhen's non registered residence workers who are 18 years old and not enrolled in city city are also included in the scheme, and are linked to the current basic medical insurance in Shenzhen, so that more people can be guaranteed. The insurance benefits shall be determined according to the insured's care rating, service provision method, cumulative years of insurance, etc.

The long-term care insurance premium is based on the average monthly salary of on-the-job employees in the city in the previous year, and is paid monthly at the proportion of 0.1%. The employees are paid by the employer and individuals at the proportion of 50%, the retirees, residents and other personnel are paid by individuals, and the payment of the needy is subsidized by the financial administration. Based on the average monthly salary of on-the-job personnel in 2019 of 10646 yuan, the annual contribution per person is about 128 yuan, and the employees are borne by the employer and individual respectively of about 5.3 yuan / month; Retirees, residents and other personnel are equivalent to about 10.6 yuan / month.

02. What kind of elderly care services to enjoy is determined by the evaluation results

The regulations require the construction of a multi-level, full coverage, efficient and convenient elderly care service network, at least one district level elderly care service institution in each district, at least one comprehensive elderly care service institution in each street, and elderly care service stations in each community according to the distribution of the elderly.

Which old people can stay in public nursing homes? Which old people can receive pension subsidies? What kind of services can the elderly enjoy in home care?

The regulations require the establishment of a unified comprehensive evaluation system for the elderly to scientifically determine the disability level, service type and care level of the elderly as the basis for the elderly to enjoy relevant subsidies, long-term care insurance benefits, accept home and community elderly care services, and stay in elderly care institutions or medical institutions.

The quality of home care for the elderly in Shenzhen will be further improved. The regulations require the community platform to provide day care, meal assistance, cleaning assistance, medical rehabilitation and other services for the elderly at home; Provide temporary or short-term care for the severely disabled elderly by purchasing services; Barrier free transformation shall be implemented for the family facilities of the disabled elderly above moderate level and the elderly in extreme poverty. If they meet the regulations, they shall be subsidized by the government.

03. The severely disabled elderly shall be admitted to a public nursing home within 3 months

The role of public pension institutions will be brought into full play. The regulations clearly stipulate that nursing beds shall account for more than 80% of the total beds in newly-built public elderly care institutions, and the proportion of nursing beds in established elderly care institutions shall be gradually increased.

The registered residence of the elderly, the special family members and the elderly should be admitted to the public pension institutions. The civil affairs department should ensure that they are admitted within 1 months. The other civil servants in the registered residence of the disabled in the city are applying for public pension institutions. The civil affairs department should ensure that they are admitted in 3 months.

According to different residents, public pension institutions will charge different fees. Exempting the elderly from registered residence in the city; For the moderately disabled, disabled and elderly people from low-income families with difficulties, fees shall be charged according to the minimum living security standard of residents; For the elderly who meet the occupancy conditions of other public elderly care institutions, the actual costs after deducting government investment and social donations shall be subject to government pricing or government guided price management in accordance with the principle of non-profit.

Source: Shenzhen News Network